Area Median Income, or AMI, is used to determine income eligibility for affordable housing programs. Income limits vary based on the number of people in a household.

Use the County of Kaua‘i Annual Income Limits Chart to see where your household income falls:

1. Determine your household size.
   Count everyone who will live in the home, including adults and children.

2. Calculate your total gross household income.
   Add the annual income of all household members. Use income before taxes or other deductions.

3. Find your household size on the income-limit chart.
   Locate the column that matches the total number of people in your household.

4. Compare your income with the limits shown.
   Find where your household’s total annual income falls within that column. This will show the AMI level your household is at or below.

Example:
A household includes a grandmother, her son, her daughter, and a granddaughter, for a total household size of four people.

Their annual household income is:

• Son: $10,000 in disability income

• Daughter: $28,000 in wages

• Grandmother: $32,500 in wages

Total gross household income: $70,500

Using the four-person column on the current Kaua‘i income-limit chart, the household can compare its $70,500 income with the listed AMI limits to determine which income category applies.

Households do not need to calculate an AMI percentage themselves. Simply determine your household size, total your gross annual household income, and compare those two pieces of information with the current chart.